Credit Report & Credit Bureau Litigation
1. Defending Your Financial Future from False Credit Reporting
An inaccurate credit report can derail your life—impacting your ability to buy a home, secure financing, or even land a job. Credit bureaus like Experian, TransUnion, and Equifax have a legal duty to report accurate information. When they or your creditors fail to meet that duty, Shrayer Law Firm steps in. We take swift and decisive legal action to correct errors and pursue full compensation under the Fair Credit Reporting Act (FCRA).
2. Understanding Your Rights Under the FCRA
The FCRA protects consumers from negligent or willful misreporting. Once you notify a credit bureau of a dispute, it must:
- Conduct a timely and reasonable investigation
- Verify or correct the disputed information
- Remove unverifiable, inaccurate, or outdated items
Failure to comply may entitle you to:
- Statutory damages
- Compensation for lost financial opportunities
- Damages for emotional distress
- Punitive damages in cases of willful misconduct
At Shrayer Law Firm, we ensure your rights are fully enforced.
3. Strategic, Results-Focused FCRA Litigation
We don’t rely on template letters or generic disputes. We litigate. Our team aggressively represents individuals harmed by:
- Incorrect loan defaults or late payment entries
- Accounts that do not belong to the consumer
- Identity theft or merged credit files
- Reinserted errors previously removed
- Failures to respond to properly filed disputes
We’ve seen firsthand how credit report inaccuracies cause real harm—and we fight to hold credit bureaus and data furnishers accountable.
4. Building a Case to Restore—and Compensate—Your Credit Standing
We work with economists, credit repair experts, and financial analysts to quantify the real-world impact of credit damage. Then we build a compelling case that seeks:
- Removal of false credit entries
- Compensation for missed credit opportunities
- Recovery for financial and emotional harm
- Attorney’s fees and litigation costs
Whether you’re preparing to purchase a home, disputing identity theft, or recovering from a credit bureau’s negligence, we guide you from investigation through litigation and resolution.
Getting Started Is Simple
Share a Few Details About Your Injury, and We’ll Handle the Rest.
Results may vary based on your unique facts and legal circumstances. ©2025 Sharyer Law Firm. All rights reserved.
Don't Let False Reporting Define Your Future
If your credit report contains harmful inaccuracies, contact Shrayer Law Firm today for a free consultation. We don’t just fix credit—we fight for justice when negligent reporting threatens your financial integrity.
Call (954) 601 3732